May 26, 2022
Insurance Company Tactics are Designed to Deny Your Rightful Compensation
Insurance companies are tough negotiators, even for an accomplished san antonio car accident attorney! And they take up a lot of your time without an experienced attorney on your side. Insurance companies jealously guard their own interests and their money. They’re about what they collect; not what they pay – which is as little as absolutely necessary. If you’ve been seriously injured, their interests collide with yours. They’ll use adjusters to try to find ways to deny your claims. These adjusters may call you repeatedly, and ask innocent-sounding questions about your accident. Their inquiries may seem harmless and for your benefit. But they’re usually calculated to induce you to say something that is later used against you to deny your claim. Whatever you say to them will probably be recorded. And you must be on constant guard, or your words could come back to haunt you as an excuse for their denial of your claim.
Our clients quickly learn from us the best way to deal with insurance adjusters: and that’s just don’t deal with them at all. Adjusters don’t call our clients but rather us. And when adjusters can’t talk to our clients, they don’t have a chance to twist their words around to use against them.
Often, especially if they know you have a good case, an insurance company pressures and even harasses you to settle for an amount that is much less than what you’re asking: often much less. Now a fair settlement offer is excellent; if it truly benefits an accident victim. But accepting an unfair settlement offer can devastate your legal rights. You forever waive your right to sue the defendant when you accept an offer. The settlement on the table is all you will ever collect from that defendant (and his insurance company). So it’s important to not accept an offer unless it’s truly fair. And the only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of an experienced car accident attorney.
Insurance companies know that most accident victims are everyday people who, as a result of this accident, are usually strapped for cash. They have hefty medical and auto repair bills that need to be paid on time, or there goes their credit report. And perhaps they are unable to work as a result of their injuries so their reduced income is used for monthly expenses, which means there’s little if any, leftover to pay accident-related costs. So an insurance company’s apparent strategy is to entice accident victims with small amounts of fast cash that might get them back to even. But what if that’s not the end of your expenses? Insurance companies are banking on you not figuring that out until they’re long gone and off the hook. Don’t let the defendant in your case (and his insurer) get away with paying you less than you deserve.
Here are a few more insurance company tricks they would never try to pull on our clients.
They offer you a settlement before the full extent of the medical treatment you’ll need is known.
They offer you less property damage money than what’s due on your car loan.
The insurance company doesn’t offer you a rental car while your vehicle is in the shop being repaired.
The insurance company tells you they’ll pay your claim when you submit your bills but then refuse either to do so or keep stalling you when you ask for payment. (by the way, we never submit original bills to an insurance company, only copies)
The insurance company takes too long to respond to your inquiries (this could mean that they’re investigating your claim behind your back or just “shining you on” until they tell you they’re not going to pay your claim).
The insurance company (usually the adjuster) tells you the settlement figure that is offered is “all that you’re entitled to” or “the best you’re going to get”.
Can you think of another reason why you shouldn’t call an experienced Texas auto accident lawyer to shield you from insurance companies and fight for your fair compensation rights?
Put our years of experience to work for you. If you want to know your rights, how to proceed with your claim, and how much compensation you can secure from your auto accident case, call our Law Firm now for a free consultation and find out how we can help you.